401(k) - A different approach

Our approach to 401(k) plans may be different than other financial professionals.  Our goal is to work hand-in-hand with employers to help them support employees by providing financial education on their benefits and to be a resource to assist them in building a more solid financial future. 

We encourage each participant to meet individually with us to help them tailor a comprehensive financial strategy designed to meet their specific needs.  We do not use generic models, forcing individuals into a cookie cutter solution.  Instead, we take the time to meet with them, find out about their individual goals and challenges, and then work with them to help acheive greater financial stability.  We give them tools to use in planning for their financial future.  Additionally, they are given our direct phone numbers.  When participants call our office, they are going to receive personal attention from one of our three team members.  This allows us to deepen our relationship with each individual to help ensure they are making financial decisions that further their goals. 

Our service is based on education. 

  • We strive to ensure that every participant understands what they are working for, and that they develop knowledge, appreciation and understanding of the retirement plan. 
  • We educate to increase understanding of basic investing concepts such as diversification, asset allocation and rebalancing.*
  • We assist participants nearing retirement with evaluating their preparedness for retirement and identify steps participants can take that may help close the income replacement gap.


*No investment strategy, such as asset allocation or diversification, can guarantee a profit or protect against losses in periods of declining values.